Cash Envelope Budgeting Made Simple
Carry your cash budget and organize your cards with just one wallet.
Upgrade your cash envelopes
Streamline your cash budgeting with our all-in-one accordion design.
“This is by far my favorite wallet to organize my cash system. It's sturdy and made of high-quality material. Works great with the Dave Ramsey plan and keeps me on track.”
DITCH THE ENVELOPES & FIND WALLET PEACE
Bella Taylor offers a solution for busy budgeters looking to get their spending under control so they can build their emergency fund, start their debt snowball, and smash their financial goals.
It’s the cash envelope budgeting system - without the envelopes!
Keeping your cash in envelopes is messy. Ever forgotten an envelope at home? Or have you experienced the anxiety of shuffling through envelopes at checkout? The last thing you need is a system that makes life more complicated!
We can’t give you more hands, but we can give you a solution to streamline your cash envelope budgeting.
Simplify your Cash Budget in 4 Steps:
1. Plan your Budget
Review your monthly spending, then create spending categories.
What amount of money will you budget for those categories each week?
Will you refill your wallet every week, or every two weeks?
No matter what amount you choose, your cash will stay hidden in the wallet’s deep envelopes.
2. Set Up Your Wallet
Label your spending categories. Use our 10 pre-printed labels, or create your own!
Add your checkbook and budget ledger.
Organize your cards, IDs, and coins.
3. Give Every Dollar a Name
At the beginning of each budgeting period, fill each labeled slot with the amount of cash you decided on for that category.
As you make purchases in each category, only use the cash from that section. Try not to borrow from other sections.
When the money's gone, it's gone!
4. Begin your Debt Free Journey
Build better habits.
Control your spending.
Watch your savings grow!
Meet our Wallets, available in 8-pocket & 5-pocket designs:
The Cash System Wallet
Our largest all-in-one budget wallet includes a card wallet with a turnlock, and a zippered section with 8 cash pockets. Carry as a clutch or use the detachable wristlet.
Shop 8-Pocket Cash System Wallets
The Envelope Wallet
Our new, low-profile design allows you to travel simply and lightly, bringing only what you need. Includes 5 cash pockets and 4 card slots.
Shop 5-Pocket Envelope Wallets
Makes Budgeting So Easy!
"Absolutely perfect alternative to paper envelopes. Plenty of space, very well constructed, and fits my envelope system perfectly. It’s a must have for budgeters. I definitely recommend!"
The most secure way to budget with cash
Nervous about carrying around a lot of cash? Bella Taylor budget wallets are designed to be discreet and secure, keeping your money and cards contained, hidden, and close at hand:
*Cash Stays Hidden - The envelopes are 1" taller than US bills, meaning that the cash in other sections won’t be visible when you’re pulling out money at the register.
*Zippered & Secure - The cash section zips up, leaving no chance that your money will fall out or be seen by prying eyes.
*Stays closed - Whether you opt for our turnlock or zippered closures, the wallet won’t fall open, unsnap, or pop open when pulled.
*RFID protection - Choose one of our RFID wallets for added protection from data theft.
*Hands-free security - Use the optional wristlet attachment to keep your wallet close at hand, without actually having to use your hands.
“If you do a cash envelope system this wallet cannot be beat. It is so practical, it is good size so everything fits, design is lovely and worth every penny.”
10 Benefits of Using a Bella Taylor Budget Wallet
1. It’s stylish
Budgeting means making sacrifices, but style is one thing you don’t have to sacrifice when you use the cash system wallet.
With clean lines, crisp stitching, and expandable accordion-style cash slots, even the inside looks good!
“I’m so excited to start 2023 with a cash system wallet and so glad I discovered your shop — so many others are plain & ugly and I knew I’d need some excitement for this journey, even down to the wallet.”
- Meagan Buchholz, Fall 2022
2. It’s a clutch
If you’re traveling light, this wallet has the capacity to act as your purse.
Even with cash, cards, IDs, and a pen, most of our customers report that they can fit keys or even a slim phone inside!
“What I have been carrying in three places now fits into one! Quality looks good. Has space for credit cards, check book and 7 dividers with space for a label and even pre-printed labels.”
- Cash Envelope Budgeter, Oct. 2022
3. It’s high quality
Whether you choose durable leather or diamond stitched microfiber or cotton, this wallet is made with care and built to last.
All seams are strong and the card slots and envelopes hold their shape, even with heavy use.
“This is by far my favorite wallet to organize my cash system. It's sturdy and made of high-quality material. I recommend it to anyone who uses a cash system.”
- Jessica Duffy, Oct. 2022
4. It’s secure
Your cash stays safe in the zippered section while your cards can only be accessed by operating the turnkey latch.
The envelopes are deep enough to hide your cash from onlookers, and the optional wristlet means you can use your hands without having to set your wallet down.
“I love everything about this wallet. Every pocket is the perfect size. The cash pockets are deep enough to securely hold your bills, without showing off how many bills you may have in each pocket.”
- B. Lovell, Oct. 2019
5. It’s versatile
Bella Taylor budget wallets are designed to adapt to your needs.
Attach the wristlet for hands free use or use the D ring to attach the wallet to your purse or diaper bag. Hook your keys onto the D-ring and wristlet or slip them into one of the many slots.
“I use my different "pockets" for categories of things like my gas debit card and car insurance card, my vet/pets only credit card, my grocery saver cards, my entertainment gift cards, my health HSA debit card along with my health insurance card. I have found even if I do not follow the exact "envelope system", it keeps me very organized!”
- Carol Aspinwall, June 2022
6. It has enough envelopes
Available in 5 or 8 pocket designs, you can super-categorize your spending or use some sections for cash and others for coupons, receipts, or lists.
Our competitor’s wallets only have 4 or 5 envelopes!
“Best wallet I have ever owned. Lots of space. Perfect for the organizing and budgeting freak in me. I will probably never buy any other wallet bc I'm so happy with this one.”
-Sarah Gaskin, July 2020
7. It lets you label envelopes
Every envelope has a plastic slot for a paper label, so you can customize your wallet to your budget needs.
It comes with 10 pre-printed labels of common categories, or you can create your own!
“I love organization! I have everything together in one wallet. I labeled all my sections. I have my checkbook in it all in one. I feel totally organized love it!!”
- Renee Thomas, Jan. 2023
8. It keeps cards separate from cash
No risk of cash falling out as you rush to find the right space for a card you just used.
With our budget wallets, your money is safe, organized, and easily accessible
“Once I put all my stuff inside, I loved it! Very sturdy. Love the separation for the cash. Beautiful, and easy to access. It also holds my 2 checkbooks.”
- Suzanna Lainez, May 2021
9. It’s a commitment
Investing in a wallet for cash envelope budgeting makes you more likely to stick with the system.
This wallet serves as a commitment to yourself and conveniently makes cash envelope budgeting a permanent fixture in your daily life.
“I have this wallet and I love it. I feel it’s less obvious at the check out I have a lot of cash. I’ve used it for over a year. Get it! It will renew your excitement!”
- Stacey Robertson Segaar, Jan. 2020
10. It’s the tool you need
When it comes down to it, a budget wallet is a tool. And like any tool, it will make your job easier - and your job is to stick to your budget so you can achieve your financial goals!
“I got mine.. and love it. It makes the envelope system totally doable!! Thank you!!”
- Misty-Ann Armenti, Fall 2019
FREQUENTLY ASKED QUESTIONS
What are the wallets made of?
We want you to carry this wallet everywhere, so we built it to last. You can select either genuine leather, 100% microfiber fabric with our solid colors, or 100% cotton with our patterned wallets.
Is there room for a cell phone to fit inside the wallet?
With so many deep slots for cash, you’re bound to have extra space! Many customers report storing their slim smartphones in our larger Cash System Wallet. Whether your phone will fit depends on its thickness and the combined bulk of everything else you choose to carry in your wallet.
Will a passport fit inside the Cash System Wallet?
Yes, the envelope pockets are deep enough to carry your passport with ease. If you intend to store your passport in your Cash System Wallet, we recommend choosing one of our RFID blocking wallets. This will protect the information encoded in your passport from digital theft.
How big is the Cash System Wallet?
The Cash System Wallet is a clutch-style wallet that can serve as your purse if you travel lightly. It measures 4.25" high, 8" wide, and 1.25" deep (when empty). Our smaller, low-profile Envelope Wallet is 1/2" less thick--perfect for quick trips!
Is the Cash System Wallet bulky?
Not at all! When empty, it is only 1.25” deep. Even when filled with all your essentials, it is surprisingly sleek. Due to its high quality design and sturdy sides, it doesn’t bend or bulge when full. Looking for something more trim? Our Envelope Wallet fits the bill!
How do shipping and delivery work?
We ship your wallet the next business day after your order is received. Shipping is $4.95; orders over $75 ship for free! Please allow 1-3 business days for delivery.
What is your return policy?
We accept returns of new, unused wallets in original packaging and with tags attached within 30 days of receipt of your shipment. We guarantee our products 100%. In the rare case of damage or defect, please keep the item and all packaging and contact us to arrange return or replacement.